/* ============================================
   FINANCIAL ADVISOR — Corporate Trust
   Colors: #0B2027 (Navy), #C5A880 (Gold), #FFFFFF
   Fonts: 'Merriweather', serif, 'Lato', sans-serif
   ============================================ */

@import url('https://fonts.googleapis.com/css2?family=Lato:wght@400;700&family=Merriweather:ital,wght@0,300;0,700;1,300&display=swap');

:root {
  --navy: #0B2027;
  --gold: #C5A880;
  --white: #FFFFFF;
  --light-bg: #F4F6F7;
  --text: #333333;
  --font-serif: 'Merriweather', serif;
  --font-sans: 'Lato', sans-serif;
}

*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { font-family: var(--font-sans); color: var(--text); line-height: 1.6; }
a { text-decoration: none; color: inherit; }
img { max-width: 100%; display: block; }
.container { max-width: 1100px; margin: 0 auto; padding: 0 5%; }
.section { padding: 100px 0; }
.bg-light { background: var(--light-bg); }

/* Header & Nav */
.header { position: sticky; top: 0; z-index: 1000; background: var(--white); box-shadow: 0 2px 10px rgba(0,0,0,0.05); }
.top-bar { background: var(--navy); color: var(--white); font-size: 0.8rem; padding: 8px 0; }
.top-bar .container { display: flex; justify-content: space-between; }
.navbar { padding: 20px 0; }
.nav-container { display: flex; justify-content: space-between; align-items: center; }
.logo { font-family: var(--font-serif); font-size: 1.8rem; font-weight: 700; color: var(--navy); }
.logo span { color: var(--gold); font-weight: 300; font-style: italic; }
.nav-links { display: flex; align-items: center; gap: 35px; }
.nav-links a { font-weight: 700; color: var(--navy); text-transform: uppercase; letter-spacing: 1px; font-size: 0.85rem; transition: 0.3s; }
.nav-links a:hover { color: var(--gold); }
.btn-primary { background: var(--gold); color: var(--white) !important; padding: 12px 24px; border-radius: 2px; }
.btn-primary:hover { background: var(--navy); }

/* Hero */
.hero { background: linear-gradient(rgba(11,32,39,0.85), rgba(11,32,39,0.85)), url('https://images.unsplash.com/photo-1486406146926-c627a92ad1ab?auto=format&fit=crop&w=1920&q=80') center/cover; padding: 150px 0; text-align: center; color: var(--white); }
.hero-content { max-width: 800px; margin: 0 auto; }
.hero h1 { font-family: var(--font-serif); font-size: clamp(2.5rem, 5vw, 4rem); font-weight: 300; line-height: 1.2; margin-bottom: 20px; }
.hero p { font-size: 1.2rem; color: #ddd; margin-bottom: 40px; }
.btn-primary.large { font-size: 1rem; padding: 15px 35px; display: inline-block; }

/* Services */
.section-title { font-family: var(--font-serif); font-size: 2.5rem; color: var(--navy); margin-bottom: 50px; text-align: center; }
.services-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; }
.service-card { background: var(--white); padding: 40px; border-top: 4px solid var(--gold); box-shadow: 0 5px 20px rgba(0,0,0,0.05); text-align: center; transition: 0.3s; }
.service-card:hover { transform: translateY(-5px); box-shadow: 0 15px 30px rgba(0,0,0,0.1); }
.service-card .icon { font-size: 3rem; margin-bottom: 20px; }
.service-card h3 { font-family: var(--font-serif); color: var(--navy); margin-bottom: 15px; }

/* Philosophy Split */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.split-text .section-title { text-align: left; margin-bottom: 30px; }
.split-text p { margin-bottom: 20px; font-size: 1.1rem; }
.signature { font-family: var(--font-serif); font-style: italic; font-size: 1.5rem; color: var(--gold); margin-top: 30px; }
.split-image img { border-radius: 4px; box-shadow: 20px 20px 0 var(--gold); }

/* Footer */
.footer { background: var(--navy); color: var(--white); text-align: center; padding: 40px 0; }
.disclaimer { font-size: 0.8rem; color: #888; margin-top: 10px; }

/* Responsive Nav */
.nav-toggle { display: none; flex-direction: column; gap: 5px; background: transparent; border: none; cursor: pointer; z-index: 1000; }
.nav-toggle span { width: 30px; height: 3px; background: var(--navy); transition: 0.3s; }

@media (max-width: 768px) {
  .top-bar { display: none; }
  .nav-toggle { display: flex; }
  .nav-links {
    position: absolute; top: 100%; left: 0; width: 100%; background: var(--white);
    flex-direction: column; padding: 30px 0; gap: 20px; border-top: 1px solid #eee;
    clip-path: polygon(0 0, 100% 0, 100% 0, 0 0); transition: clip-path 0.4s ease;
    box-shadow: 0 10px 20px rgba(0,0,0,0.1);
  }
  .nav-links.active { clip-path: polygon(0 0, 100% 0, 100% 100%, 0 100%); }
  
  .nav-toggle.active span:nth-child(1) { transform: translateY(8px) rotate(45deg); }
  .nav-toggle.active span:nth-child(2) { opacity: 0; }
  .nav-toggle.active span:nth-child(3) { transform: translateY(-8px) rotate(-45deg); }

  .services-grid { grid-template-columns: 1fr; }
  .split { grid-template-columns: 1fr; }
}